Was planning to give these gents 'a go' when the SX was back on the road, but having kept an eye on this thread over the last day or so, I PM'd Neil regarding my 'normal' car, an ageing SAAB 9-5 Aero Estate, & although I could have saved a couple of quid via a Flux or Sky type broker, Neil has placed me with L.V. rather than some of the Sub-Prime options, - so well worth the £20-ish price differential.
So, thanks Neil, one more happy customer.
R.