Originally Posted by
Scottie
A lot wouldn't post up so credit for that. Life is often what you learn from your mistakes, we all have a list of them.
Before spending on the car, check you can still keep it. Those I know who were banned for this had to get a basic car like a standard Fiesta for a few years as even that cost them a fortune for insurance, so worth checking first before potentially wasting money.
Secondly, general insurance question, but do they pay out if you are over the limit for your own car (I know they have to for 3rd party liability) or do they try and recover this from you?